Contracts varies from one company to another. It is therefore important to read carefully to understand the definition of "serious illness" which typically includes:
* Cancer
* Heart attack
* LCA
* Coronary bypass surgery
* Kidney failure
* The transplantation of vital organs
* Blindness
* Deafness
* Loss of speech
* Paralysis
* ALS - Amyotrophic Lateral Sclerosis
* Multiple sclerosis
* coma
* Alzheimer's Disease
* Parkinson's Disease
* HIV infection professional
Warranty
The warranty begins on the date of issuance of the policy. However, for some diseases, there is a deferral period which usually lasts 90 days. If during this period, you receive the diagnosis of a disease mentioned in the contract, you lose your right to fixed amount.
The lump sum payment
Usually, eligibility for the payment of the account between payment 30 days after a licensed physician has diagnosed a covered illness. This period is commonly called "survival time".
