What is insurance against serious diseases?Insurance against illness is a form of insurance that pays a lump sum if you suffer from a serious illness.
What diseases are covered by this insurance?
Although the illnesses covered vary from one insurer to another, it is generally as follows:
* cancer
* heart attack
* stroke
* Blindness
* Alzheimer's Disease
* Multiple Sclerosis
* organ transplant
* renal failure
* paralysis
The protection may also vary depending on the severity or disease state or condition. So if you are diagnosed with a type of cancer that is treatable and that results in minimal, you may not be eligible to apply for compensation.
We can not insure against a preexisting condition or illness.
It is important to read the insurance policy. In addition, ask your insurer to give you a detailed explanation of your coverage.
